Thoughts on the Causes
of the
Economic Misery of Muslims
Dr.
Burhan Ahmad Faruqi, M.A., Ph.D.
About
hundred years ago, there used to be such controversies: Is Jesus Christ (peace
be on him) alive or not? If not, did he die on the gallows or otherwise, and if
alive, will he come back to this earth or not‘? If yes, will he return as a
‘prophet’ or as a ‘follower’? Now we profess to have outgrown those abstruse
controversies and have progressively begun to take interest in such problems as
the ‘political- philosophy of Islam’, the ‘economic philosophy of Islam’, so on
and so forth.
This
is a happy sign and augurs well for the future, because it means that we have
begun to take interest in the practical problems of life. But clarity of vision
and consistency of thought form the pro-requisites of every genuine success and
every true achievement. It is, therefore, necessary to state and evaluate
correctly the drawbacks from which we have suffered in the past and also
continue to suffer in the present. Without that it would be impossible to adopt
a correct line of approach either in the realm of Thought or in the realm of
Action.
There
are several fields of human activity in which such a clarification and
evaluation is needed. For the purposes of the present, I shall confirm myself
to the field of Economics and shall state in that connection the theoretical
and practical drawbacks from which we have suffered in the past and in the
present.
Islam
as an Ideology
“Islam”,
according to the Holy Quran, “is the only dean acceptable to God”, which means
that it is the only ideology in which the true realization of human destiny is
possible.
Unfortunately,
the term ‘ideology’ has come to possess a certain measure of ambiguity due to
the difference in the respective approach of the genuine and the reactionary
intellect. Speaking with exactitude, this term comprehends within itself two
components the ‘form’ and the ‘factor’. As a ‘form’ the queries an ideology
seeks to answer always take the form of ‘what is this?’ As a ‘factor’ an
ideology concerns itself with the problem: ‘how is its realization possible?’
Now,
since the Quran emphasizes deed rather
than idea, Islam concerns itself supremely with the voluntaristic aspect of
human nature. But when somehow this aspect is thrown into oblivion either
because of some peculiar stage in the process of human development or because
of historical reaction, the distorted import of the term ‘ideology’ comes to be
confined to ‘form’ and does not proceed beyond question of the type of ‘what is
this?’ which obviously have no bearing on practical life. .
Thus,
in our usual discussions of the economic problems we seem to have failed to realize
that unless those discourses have any practical bearing on the economic life of
the Millat-e-Islamiah. They are not only futile but may also be finally
harmful, because, on the one hand, they are evasive, and on the other, they
betray confusion of thought and diffidence for all practical purpose as to the
workability of the economic system of Islam today. This diffidence is all the
more evident among those who have the craze for modernity and who,
consequently, want to interpret the Islamic ideology in terms of modern
ideologies like Communism and Capitalism.
In
short, while it is a great step forward to re-discover Islam as an ‘ideology in
contradistinction to the limited notion of ‘religion’, the practical as regards
the term ‘ideology’ is a serious drawback, which cuts deeply across our chances
of success.
Confusion
of Islam with other ideologies
The
second, and a very sad, draw-back is the inability of many of us to realize
practically --- and not merely to believe-that Islam is unique. It is the criterion
(al-furqan.) with which every other ideology is to be measured and evaluated,
and not vice versa. Those, therefore, who might try to understand Islam as a
Communistic or Capitalistic doctrine are bound to fail hopelessly.
Unlike
other religions, the function of Islam is to guide the man-made ideologies and
not to beg at their door for charity. This is because while other religions are
purely salvation-faiths, Islam is a positive and comprehensive Code of Life
giving definite guidance on every human problem. To take the case of Economics
only: Islam has a very definite stand in this regard, and the Holy Quran and
the Prophetic Traditions are rich with economic teachings: and we have not to
go far to realize the importance which Islam attaches to the economic problems
of man than to refer to the second chapter of the Holy Quran where kasb (production)
and infaq (consumption) have been mentioned in relation to the Wisdom
(al-Hikmah) about which it has been proclaimed there: “............(Allah)
giveth Wisdom unto whom He will: and he unto whom Wisdom is given, he truly
hath received abundant good” (II: 269). Indeed, the question of proper
adjustment of economic relations in human society is so important from the
Islamic point of view that any effort at mal-adjustment is called takzib-e-deen
(believing of religion) in the Qur’anic terminology as is evident from the
following short chapter: “Hast thou observed him who belieth religion? That is
he who repelleth the orphan and urgeth not the feeding of the needy. Ah, woe
unto the worshippers who are heedless of their prayers -- who would be seen (at
worship) yet refuse small kindnesses!” (Chap: 117).
Islam
has, therefore, an economic system of its own — a system positively different
from other economic systems of the world. This problem of being different is a
vast problem and cannot be taken up here in any detail. Only a passing
reference to a couple of basic concepts is alone possible. Thus, for instance:
(1) Islam does not view economics as an isolated fact but as a part and parcel
of total human life which it views in its totality; and consequently it looks
at economies in the context of moral values; (2) according to Islam, wants are
limited and economic resources are infinite, while according to the so-called
modern progressive ideologies, wants are unlimited and the economic resources
are limited; (3) from the point of view of the un-Islamic economic orders,
every individual is a unit by himself and has no intrinsic obligation towards
other human beings in so far as his personal earnings and wealth is concerned while
from the Islamic view-point humanity is a unity and those who are economically
ill-off have a right — not only moral but also legal right — to share the
wealth of those who have either enough or surplus.
The
tragedy of the old school
Our
third great drawback consists in the fact that, side by side with the confusion
in thought that exists among the ranks of our modernists, our conservatives
suffer no less from muddled thinking as regards the role of Islam, and this
evil presents itself in gigantic proportions when we view it in the notions and
policies of those who run such Muslim states where the dictates of the Islamic
shari’ah are proclaimed to be followed. The chief difficulty with those people
lies in the fact that they conceive Islam merely as a religion of salvation in
the Hereafter on the analogy of the religious which are either no religions
from the point of view of Islam or they are adulterated religions.
Consequently, the role that the Islamic state has to play in bringing about the
adjustment of economic relations through the economic resources that are at its
disposal is ignored.
Being
essentially a state-function the economic system of Islam is thus paralyzed in
these states whose rulers have very peculiar notions of the practice of the Shari’ah.
Without realizing that the moral, economic and political systems of Islam are
interlinked and dependent upon each other, they proceed with their haphazard
enforcement of the Shari’ah and take pride in it. For instance, they seem to
hardly understand that, from the moral point view, no Islamic state can
justifiably punish a thief with the cutting of the hands unless it has
ascertained that all assessable Zakat has not only been realized but also
equitably distributed.
Islam
is a revolutionary ideology according to the Holy Quran which says:-
“He it
is who hath sent His Messenger with the Guidance and the Religion of Truth that
He may cause it to prevail over all religion however-much the idolaters may be
averse” (LXI: 9).
The
Islamic economic system also is revolutionary and it can be handled and worked
only by those who have a revolutionary outlook and not by the reactionaries who
can hardly ever imagine the predominance of an ideology which cuts across their
reactionary sentiments and to whom, consequently, the question of the economic philosophy
and the economic system of Islam presents itself only in the sense of ideology
as a ‘form’. Little wonder, their adherence to Islam itself is, in the final
analysis, purely ‘formal’. Consequently, they shall have to be taught afresh
the question: “Can the Revealed Guidance be brought with indubitable certainty
to bear upon the economic problems of their people?"
Failure
to apply Islamic guidance to changing patterns
Our
fourth drawback, which has been in a great measure responsible for the economic
miseries of the Muslim world and for her tragic economic backwardness today,
consists in our failure to work out and apply, during the later periods of our
history, the guidance of Islam to the changing patterns of the economic culture
of human society. This being a vital problem, a brief historical discussion is necessary
to guide us as regards the present and the future.
At its
advent, Islam was confronted with two economic orders, namely, Pastoralism and
Commercial Capitalism, — the former covering rural economy and the latter
bearing reference to the urban areas. Under Pastoralism, cattle-rearing was the
mode of production and accordingly wealth consisted in the abundance of sheep, goats,
etc., and poverty in want of them, while under Commercial Capitalism, gold and
silver were the means of exchange and formed the capital, — their abundance
meant wealth and prosperity and their dearth poverty. That is why cattle and
gold and silver were reckoned as nisab (assessable wealth) and the distribution
of them amidst those who found deadlock in their economic struggle a means to
the adjustment of economic relations, because with this process the economically-disadjusted
were equipped with the means of production. "
Subsequently
Islam faced agrarianism and Feudalism with their respective modes of
production. According to Agrarianism, wealth consisted in arable land, seed,
means of irrigation, cattle and sufficient maintenance for the peasant and the
cattle till the return of the harvest. Islam, in its days of glory, led to a
more and more equitable distribution of agricultural lands, and so much
emphasis in the Holy Quran on Zakat and the distribution of inheritance means
that everybody should be provided with adequate and equitable means of production
necessary at least for taking initiative in the economic field.
Feudalism
is not much different as an economic order from Agrarianism except in one
respect, namely, that the discipline under the leadership of the feudal lord
given to the agrarian mode of production provides the incentive to grow more,
on the one hand, and to undertake the responsibility that no one should be left
provisionless, on the other. The study of feudalism provides sufficient
evidence to the effect that every individual had the basic economic security of
at least the essential wants of life and none was allowed to die of starvation.
To
that extent feudalism had a positive redeeming feature, and, consequently, so
long as feudalism had not to face moral degeneration as a result of historical
compulsion, nothing could be apparently discerned wrong. From the Islamic point
of view however, the feudal order suffered from a vital defect inasmuch as the
adjustment of economic relations under a was sought not through the distribution
of the means of production amongst those suffering from economic disadjustment
but through the distribution of production itself, — and this was the defect
which Islam sought to remedy.
Feudalism
had subsequently to encounter the onslaught of a more productive economic
order, i.e., Imperialistic Capitalism, and it had to way finally for the main
reason that on the one hand, the distribution of production as a means of the
adjustment of economic relations in the life of the economically-disadjusted
people failed to provide stability, and, on the other, the political force
behind feudalism was local, racial and territorial while the political force
which fed imperialistic capitalism as an economic order was international in
character Finally, the imperialistic capitalism came to hold sway.
As regards
the Muslims, they failed — and this was the beginning of their failures in the
economic field to adequately interfere with the economic developments sponsored
by the imperialistic capitalism in order to bring about the adjustment of
economic relations, and the reason was that the concepts of imperialistic
capitalism were absolutely alien and the Muslim economists could not apply
their own technique of the adjustment of economic relations either as a colonial
factor or as imperialists. And how could they when they had ceased to be dynamic
and progressive?
The
war of American Independence led to a gigantic development of Mechanized
Industrial Capitalism, according to which productive labour is a saleable
commodity and hence wealth, provided it can find a market.
This
development unhinged human life more than it contributed to its enrichment. We
all know, for instance, that the United States of America is industrially so
advanced today that her technicians can turn iron-ore into a finished motorcar
with such terrific speed that it becomes a matter of minutes. But, such an
economic system is not workable except with a very highly specialized skilled
labour whose very existence demands that the rest of the world be economically prosperous
enough to consume the industry produced at such a high speed — without which
such an advanced industrial economic order harbours its own death, and, little
wonder, it tries to seek refuge in successive world-wars!
The
fact is that mechanized industrial capitalism tends constantly towards the
decrease in the number of the purchasers of productive labour and increase in
the number of its sellers, and, consequently, the problem of the adjustment of
economic relations can be solved only if somehow the enhancement of the numbers
of the purchasers of productive labour could be conceived without obligation.
This,
however, is not conceivable according to any ideology except Islam. But most
unfortunately, Muslims had ceased to be the leaders of humanity at the time
when mechanized industrial capitalism came to flourish and had lost the
initiative of tackling the problems of mankind.
The failure
of Muslims in this situation led, as a result of historical compulsion, to the
rise of Communism, which aims at reducing the number of the purchasers of
productive labour to one institution, i.e.; the State.
Communism
as an economic order is a misnomer. Actually, it is state-capitalism. All its
claims are false and its so-called principles unworkable and unscientific. To
refer to just one: If human nature is the same as conceived by Karl Marx and
his followers, how is it possible to raise a class-less society? In the mechanized
industrial capitalism the classes are: labour (proletariat) and the capitalist
(bourgeoisie); and in the Communistic order, which is actually noting but
capitalism — at best state-capitalism — , the classes are: the proletariat
which wields state-authority to purchase labour and the proletarians who are but
the sellers. This makes the classless society under Communism an Utopia.
The
responsibility for the havoc which Communism caused on the strength of its superficial
merits lies squarely at the door of the Muslims who, inspite of being the
possessors of Divine Guidance, not only failed to lead the world aright but
have themselves become embroiled in the vices thus engendered.
The
appalling disadjustment in the present- day Muslim society
The
fact cannot be over-emphasized that the basic concept of Islamic economics is
the adjustment of human relations on that plane. Most unfortunately, however,
it is in the matter of adjustment itself that Muslims of the later days have
failed hopelessly. They have not only failed in guiding aright the new economic
forces that have been emerging with the changes in the cultural patterns of human
life-forces, which having been deprived of the blessings of Revealed Guidance
are now threatening not only the peace and prosperity of the non-Muslims but
also of the world of Islam —, but they have also failed in progressively
readjusting their own house. The unfortunate result of this latter failure is
that the disadjustment of economic relations has assumed such alarming
proportions in all Muslim countries as to have constituted itself into a
challenge to our entire progress as Muslims. How this is happening can become
clear if we go deep into the socio-moral and religious conditions of our
society.
To put
it in plain words: there are mainly four institutions of social reform all of
which seem to have fallen into a dangerous condition. They are:
1. the Mosque;
2. the Educational
Institutions;
3. the Press;
4. the Political
Platform.
It is
difficult to deny that the mosque has become practically powerless as an
institution of social reform. But why? Evidently for no other reason than that
the person who has to play the role of the reformer has economically to depend
on the assistance of those who stand in need of being reformed morally,
socially and religiously. And our lack of sense of values becomes clear when we
find that, economically-speaking, a security guard of a locality is far-better
adjusted than the Imam of a mosque. And why is it so? Primarily because of the
disadjustment of economic relations.
The
same situation we find as regards our schools and colleges, whether managed by
private finances or through governmental aid. They fail to work as model
institutions because their very creation rests generally on a compromise
between the ideals of education and the ideals and interests of those who
finance them. The ultimate result is that our educational institutions have
ceased to function as instruments of reformation.
Similarly:
those who run a journal daily, weekly or even monthly — have a first-hand realization
of the truth that it can hardly thrive unless it falls back upon those means of
income which are decidedly questionable. This shows that the Press which has to
play an important role in our life stands actually hand-cuffed as an organ of
social reform. But why? Simply because of the mal-adjustment of economic relations.
If we
consider the political platform as a means of public reform and well-being, we
shall have to come to similar conclusion, because undesirable leadership with
its vested interests can raise so much party-funds and employ them as an
investment that proper leadership suffering from the disadjustment of economic
relations can never stand the contest.
Towards
the future
All this
reveals a tragic state of affairs and demands an urgent and immediate action.
But, in what does such an action consist? First and foremost we should forsake
the habit of applying the alien conception of religion to Islam. Islam stands
for complete guidance and covers the human life in its totality. Consequently,
we should learn to accept and apply its guidance in each and every sphere of
our activity. As regards our economic affairs, they form a vital part of our
existence and should not be deprived of the light of revealed guidance. Islam's
economic philosophy as well as its economic system should, therefore, be worked
out in detail in the light of the demands of modern human problems. In doing
so, however, we should bear in mind two very important facts; (1) Our approach should
not be merely scholastic but practical; -- we should take into consideration
the practical life-situations as they exist today in the world in general as
well as in the Muslim world. (2) We should not be led away by the catch-phrases
of modern ideologies. They are all man-made and positively imperfect and
unbalanced. It would, therefore, be the height of folly to measure the revealed
guidance with their tape and to interpret it to suit the whims and fancies of
those who are themselves misguided.
With
courage and determination and with undivided loyalty to revealed guidance we
shall have to work, and work unceasingly, for grasping and applying the
solution which Islam offers to our economic problems. Then and then alone shall
we be able to build up, along with the help of the guidance of Islam in other
spheres of human activity, the edifice for Perfect Muslim Life.
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